One ledger per person
Separate khata for every customer, supplier or friend, each with its own live balance and full history.
DebitCredit is a free ledger app to track every rupee you give or get, with customers, clients, friends, or family. One running balance per person, always accurate and up to date.
DebitCredit
Open admin.debitcredit.app on any computer and work on the same ledgers as your phone, synced live.
Short tours of the Android app and of the web app at admin.debitcredit.app.
Add a name, log what you gave or got, and DebitCredit keeps the running balance for you. No accounting knowledge needed.
Separate khata for every customer, supplier or friend, each with its own live balance and full history.
Turn any account into a clean statement and share it on WhatsApp in a tap. Great for reminders and record-keeping.
Set a date for a payment and get nudged before it slips, so you collect on time, every time.
Lock the whole app behind a PIN or your fingerprint. Your money matters stay yours alone.
Your ledger syncs to your account automatically. Change phones and pick up exactly where you left off.
Organise names into groups and move an entry from one person to another when a debt changes hands.
If you've ever said "I'll pay you back" or "just add it to my tab," DebitCredit is for you.
Track customer udhaar and supplier accounts, the way a bahi-khata always has.
Keep every client's payments and pending invoices in one running balance.
Log rent received and due, per tenant, without a spreadsheet.
Money lent to a relative, a friend paying you back in parts. Never forget who owes what.
Split rent, groceries, and bills, and keep a running tally of who paid last.
Drivers, tutors, technicians: anyone billing by the job or the month.
Real screenshots, straight from the app. Swipe or use the arrows to see more.
Send a contact a read-only link to their own statement, locked behind a 4-digit PIN. They see the entries, nothing else, and never need the app.
Enter the 4-digit PIN to view this ledger
Every screen, statement and reminder in the language your customers actually use.
"Simple hai aur kaam ka hai. Har customer ka hisaab alag, ek nazar mein balance dikh jata hai. PDF WhatsApp pe bhej deta hoon."
"When my phone broke, everything was still there the moment I signed in on a new one. The App Lock is a must for me."
"The PIN-protected sharing is brilliant. I send each client their own statement and they can't edit anything. Exactly what I needed as a freelancer."
It depends on what you need it for. For replacing a paper khata or ledger book to track money you lend or borrow with customers, friends, or family, DebitCredit is built specifically for that: a running balance per person, PDF/Excel statements, PIN-protected sharing links, and App Lock, free to start on Google Play.
A good ledger app should track a running balance per contact, let you export or share statements, and keep your data secure. DebitCredit covers all three with automatic cloud sync, one-tap PDF/Excel statements, and PIN-protected share links.
Apps built for informal lending between people, not bank transactions, work best here. DebitCredit lets you record who owes you and who you owe per contact, with due-date reminders and a shareable statement link.
Yes. DebitCredit's core ledger is free on Google Play, with optional Plus and Premium subscriptions that raise the contact and entry limits.
Yes. DebitCredit is a digital version of the same paper udhar khata, bahi khata, or hisab book that shopkeepers and traders have used for decades, with a running balance per person, reminders, and shareable statements added on top.
Shops & kiranaRecord customer udhar at the counter, see who owes what, and send a statement when payment is due.
Wholesale & distributionKeep supplier and retailer accounts side by side, group them, and send clean statements every month.
Landlords & rentalsTrack monthly rent, part payments, deposits and dues for every tenant without a spreadsheet.
Personal & familyRemember every loan to friends and relatives — who owes whom, and since when — without awkward reminders.
Freelancers & servicesTrack advances, invoices and payments from every client and know exactly what is still pending.
Gulf · AED · SARFor traders and expats in the UAE, Saudi Arabia and the Gulf: per-contact currencies and Arabic, Urdu or Hindi.
Desktop & officeManage your udhar khata on a computer: wide ledgers, keyboard entry and one-click statements.
Contractors & materialsTrack material taken on credit per site or client, attach bills, and settle accounts with clean statements.
Free to download, works offline, and no sign-up needed to begin. Your ledger, in your pocket.
Get it onGoogle Play